A Good Way to Dispose of Your Old Digital Equipment

People are loaded down with Desktop PCs, Notebooks, Laptops, Computer Monitors, Scanners, Printers, Digital Cameras, PDAs, Smartphones, Media Receivers and more. And new ones come out with newer features faster than you can wear out the old ones.
So, how do you safely dispose of your old digital equipment without just throwing it in the trash.

Of course, one of the most used options for disposing of your old digital equipment is to simply sell it at a discount to someone else. You may have a friend that would like to have the item or you may simply advertise in a local paper or online at Craigslist or eBay.

You could give the item to a school, our troops, a small business, an animal shelter or drop it off at the local Salvation Army Thrift Store.
And, as a last resort, you can just chunk it in the trash. But, before you do read on.

One of the more popular ways today to dispose of your digital equipment is to recycle it ( Go Green). In addition to the items listed above you can also recycle handheld calculators, digital picture frames, external hard drives, DVD drives, print cartridges and home media servers.

Depending on the condition of your product you can usually get paid for it and it is easy to process.

A reliable program is the HP Eco Solutions Consumer Buyback and Planet Partners Recycling Program. They accept products of any brand. You can go online and get an instant buyback quote and then you simply pack up and ship your product and they will then send you your Buyback check.

You can read more about the program and get a quote at the HP site. Search for the Buyback and Recycle Program.

There is no obligation to buy a new HP product to participate in the recycle program. If your product doesn't happen to have any value then you can choose to donate the item. There is no charge to get a quote so you can check it out without committing.

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Understanding Term Life Insurance

Term Life Insurance- The Economic Insurance Option Term life insurance is cheaper than other type of insurance plans. It can be purchased for a certain number of years, which is usually 7 to 10 years. The premiums of such insurance plans can be low if you are young, you are a non smoker and in good health for which the insurance company will make you undertake a medical examination. This type of insurance is also useful in case you are suffering from an illness for a certain period of time. It can be renewed and is best suited for people who have temporary/short term needs; people who are just beginning their career and do not have enough finances with and for those people who are likely to have changes in their insurance needs in the future. The other advantages are that term life insurance is non taxable and has the option of being converted into whole life insurance thus giving you the option to choose the policy based upon your changing needs.

Besides the given advantages, term life insurance has some pitfalls which you must guard yourself against when you purchase the insurance. Term life insurance does not build any cash value, the premiums you pay go directly to keep your insurance effective and nothing else. The policy can expire without maturity and the insured amount is payable only if the insurance has been kept effective by regular payment of premiums. The policy lapses at the end of the term unless renewed. Every time the policy is renewed there is an increase in the premium amount and the amount of premium to be paid depends at what age the insurance is being renewed.

Since there are number insurance policies available, there is always a possibility of missing out the correct type of policy which suits your requirements and can be purchased at low rates. Though term life insurance is cheap at the beginning but it becomes costlier as the insurer ages. The best way out is to have the insurance for a longer period of time though you may be paying a slightly higher premium in the long run. Most people look at term life insurance from a safety point of view and would like to see their money going towards the needs of their spouse and children.